LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,447
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,674
−HK$1,247/mo
Today · 4.125%
HK$41,921
baseline
▲ 0.50% · 4.625%
HK$44,471
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,842/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,884
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,061
−HK$1,194/mo
Today · 4.125%
HK$46,255
baseline
▲ 0.50% · 4.625%
HK$48,693
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,510/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,336
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,809
−HK$1,496/mo
Today · 4.125%
HK$50,305
baseline
▲ 0.50% · 4.625%
HK$53,366
+HK$3,061/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,610/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,661
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,074
−HK$1,432/mo
Today · 4.125%
HK$55,506
baseline
▲ 0.50% · 4.625%
HK$58,432
+HK$2,926/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,012/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,226
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,944
−HK$1,745/mo
Today · 4.125%
HK$58,689
baseline
▲ 0.50% · 4.625%
HK$62,260
+HK$3,571/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,378/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,438
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,086
−HK$1,671/mo
Today · 4.125%
HK$64,757
baseline
▲ 0.50% · 4.625%
HK$68,171
+HK$3,414/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,514/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,005
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,213
−HK$2,244/mo
Today · 4.125%
HK$75,457
baseline
▲ 0.50% · 4.625%
HK$80,049
+HK$4,592/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,914/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,992
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,110
−HK$2,149/mo
Today · 4.125%
HK$83,259
baseline
▲ 0.50% · 4.625%
HK$87,648
+HK$4,389/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,518/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,726 · Scale 2, in force from 26 Feb 2026)