LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,448
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,675
−HK$1,247/mo
Today · 4.125%
HK$41,922
baseline
▲ 0.50% · 4.625%
HK$44,473
+HK$2,551/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,844/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,886
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,063
−HK$1,194/mo
Today · 4.125%
HK$46,257
baseline
▲ 0.50% · 4.625%
HK$48,695
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,514/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,338
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,810
−HK$1,496/mo
Today · 4.125%
HK$50,306
baseline
▲ 0.50% · 4.625%
HK$53,367
+HK$3,061/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,612/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,663
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,075
−HK$1,433/mo
Today · 4.125%
HK$55,508
baseline
▲ 0.50% · 4.625%
HK$58,434
+HK$2,926/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,016/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,227
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,945
−HK$1,745/mo
Today · 4.125%
HK$58,690
baseline
▲ 0.50% · 4.625%
HK$62,262
+HK$3,572/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,380/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,440
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,088
−HK$1,671/mo
Today · 4.125%
HK$64,759
baseline
▲ 0.50% · 4.625%
HK$68,173
+HK$3,414/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,518/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,006
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,215
−HK$2,244/mo
Today · 4.125%
HK$75,459
baseline
▲ 0.50% · 4.625%
HK$80,051
+HK$4,592/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,918/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,994
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$81,113
−HK$2,149/mo
Today · 4.125%
HK$83,262
baseline
▲ 0.50% · 4.625%
HK$87,651
+HK$4,389/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,524/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,744 · Scale 2, in force from 26 Feb 2026)