LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,449
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,676
−HK$1,247/mo
Today · 4.125%
HK$41,923
baseline
▲ 0.50% · 4.625%
HK$44,474
+HK$2,551/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,846/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,887
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,064
−HK$1,194/mo
Today · 4.125%
HK$46,258
baseline
▲ 0.50% · 4.625%
HK$48,696
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,516/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,339
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,811
−HK$1,496/mo
Today · 4.125%
HK$50,307
baseline
▲ 0.50% · 4.625%
HK$53,368
+HK$3,061/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,614/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,664
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,076
−HK$1,433/mo
Today · 4.125%
HK$55,509
baseline
▲ 0.50% · 4.625%
HK$58,435
+HK$2,926/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,018/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,229
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,947
−HK$1,745/mo
Today · 4.125%
HK$58,692
baseline
▲ 0.50% · 4.625%
HK$62,263
+HK$3,571/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,384/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,441
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,089
−HK$1,672/mo
Today · 4.125%
HK$64,761
baseline
▲ 0.50% · 4.625%
HK$68,174
+HK$3,413/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,522/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,008
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,217
−HK$2,244/mo
Today · 4.125%
HK$75,461
baseline
▲ 0.50% · 4.625%
HK$80,053
+HK$4,592/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,922/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,996
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$81,115
−HK$2,149/mo
Today · 4.125%
HK$83,264
baseline
▲ 0.50% · 4.625%
HK$87,653
+HK$4,389/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,528/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,760 · Scale 2, in force from 26 Feb 2026)