LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,451
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,678
−HK$1,246/mo
Today · 4.125%
HK$41,924
baseline
▲ 0.50% · 4.625%
HK$44,475
+HK$2,551/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,848/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,888
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,065
−HK$1,194/mo
Today · 4.125%
HK$46,259
baseline
▲ 0.50% · 4.625%
HK$48,698
+HK$2,439/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,518/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,341
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,813
−HK$1,496/mo
Today · 4.125%
HK$50,309
baseline
▲ 0.50% · 4.625%
HK$53,370
+HK$3,061/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,618/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,666
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,078
−HK$1,433/mo
Today · 4.125%
HK$55,511
baseline
▲ 0.50% · 4.625%
HK$58,437
+HK$2,926/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,022/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,231
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,949
−HK$1,745/mo
Today · 4.125%
HK$58,694
baseline
▲ 0.50% · 4.625%
HK$62,266
+HK$3,572/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,388/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,444
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,092
−HK$1,671/mo
Today · 4.125%
HK$64,763
baseline
▲ 0.50% · 4.625%
HK$68,177
+HK$3,414/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,526/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,011
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,220
−HK$2,244/mo
Today · 4.125%
HK$75,464
baseline
▲ 0.50% · 4.625%
HK$80,056
+HK$4,592/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,928/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,999
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$81,118
−HK$2,149/mo
Today · 4.125%
HK$83,267
baseline
▲ 0.50% · 4.625%
HK$87,656
+HK$4,389/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,534/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,785 · Scale 2, in force from 26 Feb 2026)