LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,456
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,683
−HK$1,247/mo
Today · 4.125%
HK$41,930
baseline
▲ 0.50% · 4.625%
HK$44,481
+HK$2,551/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,860/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,894
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,071
−HK$1,194/mo
Today · 4.125%
HK$46,265
baseline
▲ 0.50% · 4.625%
HK$48,704
+HK$2,439/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,530/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,347
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,819
−HK$1,497/mo
Today · 4.125%
HK$50,316
baseline
▲ 0.50% · 4.625%
HK$53,377
+HK$3,061/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,632/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,673
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,085
−HK$1,433/mo
Today · 4.125%
HK$55,518
baseline
▲ 0.50% · 4.625%
HK$58,445
+HK$2,927/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,036/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,238
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,956
−HK$1,746/mo
Today · 4.125%
HK$58,702
baseline
▲ 0.50% · 4.625%
HK$62,274
+HK$3,572/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,404/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,452
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,100
−HK$1,672/mo
Today · 4.125%
HK$64,772
baseline
▲ 0.50% · 4.625%
HK$68,186
+HK$3,414/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,544/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,020
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$73,229
−HK$2,245/mo
Today · 4.125%
HK$75,474
baseline
▲ 0.50% · 4.625%
HK$80,066
+HK$4,592/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,948/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,009
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,128
−HK$2,150/mo
Today · 4.125%
HK$83,278
baseline
▲ 0.50% · 4.625%
HK$87,667
+HK$4,389/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,556/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,868 · Scale 2, in force from 26 Feb 2026)