LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,458
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,685
−HK$1,247/mo
Today · 4.125%
HK$41,932
baseline
▲ 0.50% · 4.625%
HK$44,484
+HK$2,552/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,864/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,897
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,074
−HK$1,194/mo
Today · 4.125%
HK$46,268
baseline
▲ 0.50% · 4.625%
HK$48,707
+HK$2,439/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,536/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,350
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,822
−HK$1,497/mo
Today · 4.125%
HK$50,319
baseline
▲ 0.50% · 4.625%
HK$53,381
+HK$3,062/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,638/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,676
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,089
−HK$1,433/mo
Today · 4.125%
HK$55,522
baseline
▲ 0.50% · 4.625%
HK$58,449
+HK$2,927/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,044/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,241
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,960
−HK$1,745/mo
Today · 4.125%
HK$58,705
baseline
▲ 0.50% · 4.625%
HK$62,277
+HK$3,572/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,410/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,455
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,104
−HK$1,672/mo
Today · 4.125%
HK$64,776
baseline
▲ 0.50% · 4.625%
HK$68,190
+HK$3,414/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,552/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,024
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$73,234
−HK$2,244/mo
Today · 4.125%
HK$75,478
baseline
▲ 0.50% · 4.625%
HK$80,071
+HK$4,593/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,956/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,014
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,133
−HK$2,150/mo
Today · 4.125%
HK$83,283
baseline
▲ 0.50% · 4.625%
HK$87,673
+HK$4,390/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,566/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,908 · Scale 2, in force from 26 Feb 2026)