LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,459
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,687
−HK$1,247/mo
Today · 4.125%
HK$41,934
baseline
▲ 0.50% · 4.625%
HK$44,485
+HK$2,551/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,868/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,898
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,076
−HK$1,194/mo
Today · 4.125%
HK$46,270
baseline
▲ 0.50% · 4.625%
HK$48,709
+HK$2,439/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,540/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,351
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,824
−HK$1,497/mo
Today · 4.125%
HK$50,321
baseline
▲ 0.50% · 4.625%
HK$53,383
+HK$3,062/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,642/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,678
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,091
−HK$1,433/mo
Today · 4.125%
HK$55,524
baseline
▲ 0.50% · 4.625%
HK$58,451
+HK$2,927/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,048/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,243
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,962
−HK$1,745/mo
Today · 4.125%
HK$58,707
baseline
▲ 0.50% · 4.625%
HK$62,280
+HK$3,573/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,414/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,457
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,106
−HK$1,672/mo
Today · 4.125%
HK$64,778
baseline
▲ 0.50% · 4.625%
HK$68,192
+HK$3,414/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,556/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,027
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$73,236
−HK$2,245/mo
Today · 4.125%
HK$75,481
baseline
▲ 0.50% · 4.625%
HK$80,074
+HK$4,593/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,962/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,017
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,136
−HK$2,150/mo
Today · 4.125%
HK$83,286
baseline
▲ 0.50% · 4.625%
HK$87,676
+HK$4,390/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,572/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,931 · Scale 2, in force from 26 Feb 2026)