LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,460
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,687
−HK$1,247/mo
Today · 4.125%
HK$41,934
baseline
▲ 0.50% · 4.625%
HK$44,486
+HK$2,552/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,868/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,899
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,076
−HK$1,195/mo
Today · 4.125%
HK$46,271
baseline
▲ 0.50% · 4.625%
HK$48,710
+HK$2,439/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,542/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,352
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,825
−HK$1,496/mo
Today · 4.125%
HK$50,321
baseline
▲ 0.50% · 4.625%
HK$53,383
+HK$3,062/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,642/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,679
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,091
−HK$1,434/mo
Today · 4.125%
HK$55,525
baseline
▲ 0.50% · 4.625%
HK$58,451
+HK$2,926/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,050/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,244
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,962
−HK$1,746/mo
Today · 4.125%
HK$58,708
baseline
▲ 0.50% · 4.625%
HK$62,281
+HK$3,573/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,416/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,458
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,107
−HK$1,672/mo
Today · 4.125%
HK$64,779
baseline
▲ 0.50% · 4.625%
HK$68,193
+HK$3,414/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,558/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,028
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$73,237
−HK$2,245/mo
Today · 4.125%
HK$75,482
baseline
▲ 0.50% · 4.625%
HK$80,075
+HK$4,593/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,964/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,018
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,137
−HK$2,150/mo
Today · 4.125%
HK$83,287
baseline
▲ 0.50% · 4.625%
HK$87,677
+HK$4,390/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,574/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,941 · Scale 2, in force from 26 Feb 2026)