LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,467
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,694
−HK$1,248/mo
Today · 4.125%
HK$41,942
baseline
▲ 0.50% · 4.625%
HK$44,494
+HK$2,552/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,884/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,906
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,084
−HK$1,194/mo
Today · 4.125%
HK$46,278
baseline
▲ 0.50% · 4.625%
HK$48,718
+HK$2,440/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,556/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,360
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,833
−HK$1,497/mo
Today · 4.125%
HK$50,330
baseline
▲ 0.50% · 4.625%
HK$53,392
+HK$3,062/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,660/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,688
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,101
−HK$1,433/mo
Today · 4.125%
HK$55,534
baseline
▲ 0.50% · 4.625%
HK$58,461
+HK$2,927/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,068/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,253
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,972
−HK$1,746/mo
Today · 4.125%
HK$58,718
baseline
▲ 0.50% · 4.625%
HK$62,291
+HK$3,573/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,436/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,469
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,117
−HK$1,673/mo
Today · 4.125%
HK$64,790
baseline
▲ 0.50% · 4.625%
HK$68,205
+HK$3,415/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,580/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,040
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,250
−HK$2,245/mo
Today · 4.125%
HK$75,495
baseline
▲ 0.50% · 4.625%
HK$80,089
+HK$4,594/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$150,990/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,031
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$81,151
−HK$2,150/mo
Today · 4.125%
HK$83,301
baseline
▲ 0.50% · 4.625%
HK$87,692
+HK$4,391/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,602/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,051 · Scale 2, in force from 26 Feb 2026)