LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,468
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,695
−HK$1,248/mo
Today · 4.125%
HK$41,943
baseline
▲ 0.50% · 4.625%
HK$44,495
+HK$2,552/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,886/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,907
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,085
−HK$1,195/mo
Today · 4.125%
HK$46,280
baseline
▲ 0.50% · 4.625%
HK$48,719
+HK$2,439/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,560/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,361
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,834
−HK$1,497/mo
Today · 4.125%
HK$50,331
baseline
▲ 0.50% · 4.625%
HK$53,394
+HK$3,063/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$100,662/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,689
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,102
−HK$1,433/mo
Today · 4.125%
HK$55,535
baseline
▲ 0.50% · 4.625%
HK$58,463
+HK$2,928/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$111,070/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,255
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,973
−HK$1,747/mo
Today · 4.125%
HK$58,720
baseline
▲ 0.50% · 4.625%
HK$62,293
+HK$3,573/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,440/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,470
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,119
−HK$1,672/mo
Today · 4.125%
HK$64,791
baseline
▲ 0.50% · 4.625%
HK$68,207
+HK$3,416/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,582/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,042
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,252
−HK$2,245/mo
Today · 4.125%
HK$75,497
baseline
▲ 0.50% · 4.625%
HK$80,090
+HK$4,593/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$150,994/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,033
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$81,153
−HK$2,150/mo
Today · 4.125%
HK$83,303
baseline
▲ 0.50% · 4.625%
HK$87,694
+HK$4,391/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,606/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,066 · Scale 2, in force from 26 Feb 2026)