LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,468
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,696
−HK$1,247/mo
Today · 4.125%
HK$41,943
baseline
▲ 0.50% · 4.625%
HK$44,495
+HK$2,552/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,886/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,908
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,086
−HK$1,194/mo
Today · 4.125%
HK$46,280
baseline
▲ 0.50% · 4.625%
HK$48,720
+HK$2,440/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,560/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,362
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,835
−HK$1,497/mo
Today · 4.125%
HK$50,332
baseline
▲ 0.50% · 4.625%
HK$53,395
+HK$3,063/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$100,664/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,690
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,103
−HK$1,433/mo
Today · 4.125%
HK$55,536
baseline
▲ 0.50% · 4.625%
HK$58,464
+HK$2,928/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$111,072/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,256
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,974
−HK$1,747/mo
Today · 4.125%
HK$58,721
baseline
▲ 0.50% · 4.625%
HK$62,294
+HK$3,573/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,442/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,471
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,120
−HK$1,672/mo
Today · 4.125%
HK$64,792
baseline
▲ 0.50% · 4.625%
HK$68,208
+HK$3,416/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,584/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,043
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,253
−HK$2,245/mo
Today · 4.125%
HK$75,498
baseline
▲ 0.50% · 4.625%
HK$80,092
+HK$4,594/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$150,996/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,034
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$81,154
−HK$2,150/mo
Today · 4.125%
HK$83,304
baseline
▲ 0.50% · 4.625%
HK$87,696
+HK$4,392/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,608/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,077 · Scale 2, in force from 26 Feb 2026)