LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,469
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,697
−HK$1,247/mo
Today · 4.125%
HK$41,944
baseline
▲ 0.50% · 4.625%
HK$44,496
+HK$2,552/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,888/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,909
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,086
−HK$1,195/mo
Today · 4.125%
HK$46,281
baseline
▲ 0.50% · 4.625%
HK$48,720
+HK$2,439/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,562/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,363
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,836
−HK$1,497/mo
Today · 4.125%
HK$50,333
baseline
▲ 0.50% · 4.625%
HK$53,395
+HK$3,062/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$100,666/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,690
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,104
−HK$1,433/mo
Today · 4.125%
HK$55,537
baseline
▲ 0.50% · 4.625%
HK$58,465
+HK$2,928/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$111,074/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,256
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,975
−HK$1,746/mo
Today · 4.125%
HK$58,721
baseline
▲ 0.50% · 4.625%
HK$62,295
+HK$3,574/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,442/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,472
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,121
−HK$1,672/mo
Today · 4.125%
HK$64,793
baseline
▲ 0.50% · 4.625%
HK$68,209
+HK$3,416/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,586/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,044
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,254
−HK$2,245/mo
Today · 4.125%
HK$75,499
baseline
▲ 0.50% · 4.625%
HK$80,093
+HK$4,594/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$150,998/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,036
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$81,155
−HK$2,151/mo
Today · 4.125%
HK$83,306
baseline
▲ 0.50% · 4.625%
HK$87,697
+HK$4,391/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,612/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,086 · Scale 2, in force from 26 Feb 2026)