LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,471
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,699
−HK$1,247/mo
Today · 4.125%
HK$41,946
baseline
▲ 0.50% · 4.625%
HK$44,499
+HK$2,553/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,892/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,911
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,089
−HK$1,195/mo
Today · 4.125%
HK$46,284
baseline
▲ 0.50% · 4.625%
HK$48,723
+HK$2,439/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,568/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,365
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,839
−HK$1,497/mo
Today · 4.125%
HK$50,336
baseline
▲ 0.50% · 4.625%
HK$53,398
+HK$3,062/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$100,672/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,693
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,107
−HK$1,433/mo
Today · 4.125%
HK$55,540
baseline
▲ 0.50% · 4.625%
HK$58,468
+HK$2,928/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$111,080/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,259
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,978
−HK$1,747/mo
Today · 4.125%
HK$58,725
baseline
▲ 0.50% · 4.625%
HK$62,298
+HK$3,573/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,450/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,476
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,124
−HK$1,673/mo
Today · 4.125%
HK$64,797
baseline
▲ 0.50% · 4.625%
HK$68,213
+HK$3,416/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,594/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,048
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,258
−HK$2,245/mo
Today · 4.125%
HK$75,503
baseline
▲ 0.50% · 4.625%
HK$80,097
+HK$4,594/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,006/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,040
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$81,160
−HK$2,150/mo
Today · 4.125%
HK$83,310
baseline
▲ 0.50% · 4.625%
HK$87,702
+HK$4,392/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,620/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,123 · Scale 2, in force from 26 Feb 2026)