LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,473
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,700
−HK$1,248/mo
Today · 4.125%
HK$41,948
baseline
▲ 0.50% · 4.625%
HK$44,500
+HK$2,552/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,896/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,913
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,091
−HK$1,194/mo
Today · 4.125%
HK$46,285
baseline
▲ 0.50% · 4.625%
HK$48,725
+HK$2,440/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,570/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,367
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,841
−HK$1,497/mo
Today · 4.125%
HK$50,338
baseline
▲ 0.50% · 4.625%
HK$53,400
+HK$3,062/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$100,676/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,695
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,109
−HK$1,433/mo
Today · 4.125%
HK$55,542
baseline
▲ 0.50% · 4.625%
HK$58,470
+HK$2,928/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$111,084/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,262
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,981
−HK$1,746/mo
Today · 4.125%
HK$58,727
baseline
▲ 0.50% · 4.625%
HK$62,300
+HK$3,573/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,454/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,478
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,127
−HK$1,673/mo
Today · 4.125%
HK$64,800
baseline
▲ 0.50% · 4.625%
HK$68,215
+HK$3,415/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,600/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,051
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,261
−HK$2,245/mo
Today · 4.125%
HK$75,506
baseline
▲ 0.50% · 4.625%
HK$80,101
+HK$4,595/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,012/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,043
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,163
−HK$2,151/mo
Today · 4.125%
HK$83,314
baseline
▲ 0.50% · 4.625%
HK$87,705
+HK$4,391/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,628/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,148 · Scale 2, in force from 26 Feb 2026)