LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,474
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,702
−HK$1,247/mo
Today · 4.125%
HK$41,949
baseline
▲ 0.50% · 4.625%
HK$44,502
+HK$2,553/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,898/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,914
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,092
−HK$1,195/mo
Today · 4.125%
HK$46,287
baseline
▲ 0.50% · 4.625%
HK$48,727
+HK$2,440/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,574/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$649,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,369
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,842
−HK$1,497/mo
Today · 4.125%
HK$50,339
baseline
▲ 0.50% · 4.625%
HK$53,402
+HK$3,063/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$100,678/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,697
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,110
−HK$1,434/mo
Today · 4.125%
HK$55,544
baseline
▲ 0.50% · 4.625%
HK$58,472
+HK$2,928/mo
Deposit HK$6.92M · loan HK$10.39M · min. income ≈ HK$111,088/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,263
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,982
−HK$1,747/mo
Today · 4.125%
HK$58,729
baseline
▲ 0.50% · 4.625%
HK$62,302
+HK$3,573/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,458/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,480
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,129
−HK$1,673/mo
Today · 4.125%
HK$64,802
baseline
▲ 0.50% · 4.625%
HK$68,217
+HK$3,415/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,604/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,053
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$73,263
−HK$2,246/mo
Today · 4.125%
HK$75,509
baseline
▲ 0.50% · 4.625%
HK$80,103
+HK$4,594/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,018/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,046
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$81,166
−HK$2,150/mo
Today · 4.125%
HK$83,316
baseline
▲ 0.50% · 4.625%
HK$87,708
+HK$4,392/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,632/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,169 · Scale 2, in force from 26 Feb 2026)