LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,477
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,705
−HK$1,248/mo
Today · 4.125%
HK$41,953
baseline
▲ 0.50% · 4.625%
HK$44,506
+HK$2,553/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,906/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,918
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,096
−HK$1,195/mo
Today · 4.125%
HK$46,291
baseline
▲ 0.50% · 4.625%
HK$48,731
+HK$2,440/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,582/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,373
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,846
−HK$1,498/mo
Today · 4.125%
HK$50,344
baseline
▲ 0.50% · 4.625%
HK$53,407
+HK$3,063/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,688/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,702
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,115
−HK$1,434/mo
Today · 4.125%
HK$55,549
baseline
▲ 0.50% · 4.625%
HK$58,477
+HK$2,928/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,098/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,268
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,987
−HK$1,747/mo
Today · 4.125%
HK$58,734
baseline
▲ 0.50% · 4.625%
HK$62,308
+HK$3,574/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,468/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,485
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,134
−HK$1,673/mo
Today · 4.125%
HK$64,807
baseline
▲ 0.50% · 4.625%
HK$68,223
+HK$3,416/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,614/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,059
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$73,270
−HK$2,245/mo
Today · 4.125%
HK$75,515
baseline
▲ 0.50% · 4.625%
HK$80,110
+HK$4,595/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,030/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,053
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,173
−HK$2,151/mo
Today · 4.125%
HK$83,324
baseline
▲ 0.50% · 4.625%
HK$87,716
+HK$4,392/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,648/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,226 · Scale 2, in force from 26 Feb 2026)