LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,479
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,707
−HK$1,248/mo
Today · 4.125%
HK$41,955
baseline
▲ 0.50% · 4.625%
HK$44,508
+HK$2,553/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,910/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,920
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,098
−HK$1,195/mo
Today · 4.125%
HK$46,293
baseline
▲ 0.50% · 4.625%
HK$48,733
+HK$2,440/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,586/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,375
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,849
−HK$1,497/mo
Today · 4.125%
HK$50,346
baseline
▲ 0.50% · 4.625%
HK$53,409
+HK$3,063/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,692/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,704
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,118
−HK$1,434/mo
Today · 4.125%
HK$55,552
baseline
▲ 0.50% · 4.625%
HK$58,480
+HK$2,928/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,104/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$649,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,271
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,990
−HK$1,747/mo
Today · 4.125%
HK$58,737
baseline
▲ 0.50% · 4.625%
HK$62,311
+HK$3,574/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,474/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,488
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,137
−HK$1,673/mo
Today · 4.125%
HK$64,810
baseline
▲ 0.50% · 4.625%
HK$68,227
+HK$3,417/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,620/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,063
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$73,273
−HK$2,246/mo
Today · 4.125%
HK$75,519
baseline
▲ 0.50% · 4.625%
HK$80,114
+HK$4,595/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,038/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,057
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,177
−HK$2,151/mo
Today · 4.125%
HK$83,328
baseline
▲ 0.50% · 4.625%
HK$87,720
+HK$4,392/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,656/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,258 · Scale 2, in force from 26 Feb 2026)