LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,482
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,710
−HK$1,248/mo
Today · 4.125%
HK$41,958
baseline
▲ 0.50% · 4.625%
HK$44,511
+HK$2,553/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,916/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,923
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,101
−HK$1,195/mo
Today · 4.125%
HK$46,296
baseline
▲ 0.50% · 4.625%
HK$48,736
+HK$2,440/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,592/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,378
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,852
−HK$1,497/mo
Today · 4.125%
HK$50,349
baseline
▲ 0.50% · 4.625%
HK$53,413
+HK$3,064/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,698/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,708
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,121
−HK$1,434/mo
Today · 4.125%
HK$55,555
baseline
▲ 0.50% · 4.625%
HK$58,484
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,110/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,274
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$56,994
−HK$1,747/mo
Today · 4.125%
HK$58,741
baseline
▲ 0.50% · 4.625%
HK$62,315
+HK$3,574/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,482/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,492
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,141
−HK$1,673/mo
Today · 4.125%
HK$64,814
baseline
▲ 0.50% · 4.625%
HK$68,231
+HK$3,417/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,628/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,067
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,278
−HK$2,246/mo
Today · 4.125%
HK$75,524
baseline
▲ 0.50% · 4.625%
HK$80,119
+HK$4,595/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,048/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,061
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,182
−HK$2,151/mo
Today · 4.125%
HK$83,333
baseline
▲ 0.50% · 4.625%
HK$87,725
+HK$4,392/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,666/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,298 · Scale 2, in force from 26 Feb 2026)