LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,483
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,711
−HK$1,248/mo
Today · 4.125%
HK$41,959
baseline
▲ 0.50% · 4.625%
HK$44,512
+HK$2,553/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,918/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,924
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,102
−HK$1,195/mo
Today · 4.125%
HK$46,297
baseline
▲ 0.50% · 4.625%
HK$48,738
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,594/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,379
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,853
−HK$1,498/mo
Today · 4.125%
HK$50,351
baseline
▲ 0.50% · 4.625%
HK$53,414
+HK$3,063/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,702/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,709
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,123
−HK$1,434/mo
Today · 4.125%
HK$55,557
baseline
▲ 0.50% · 4.625%
HK$58,485
+HK$2,928/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,114/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,276
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,995
−HK$1,747/mo
Today · 4.125%
HK$58,742
baseline
▲ 0.50% · 4.625%
HK$62,317
+HK$3,575/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,484/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,494
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,143
−HK$1,673/mo
Today · 4.125%
HK$64,816
baseline
▲ 0.50% · 4.625%
HK$68,233
+HK$3,417/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,632/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,069
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,280
−HK$2,246/mo
Today · 4.125%
HK$75,526
baseline
▲ 0.50% · 4.625%
HK$80,121
+HK$4,595/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,052/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,064
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,184
−HK$2,151/mo
Today · 4.125%
HK$83,335
baseline
▲ 0.50% · 4.625%
HK$87,728
+HK$4,393/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,670/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,317 · Scale 2, in force from 26 Feb 2026)