LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,484
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,712
−HK$1,248/mo
Today · 4.125%
HK$41,960
baseline
▲ 0.50% · 4.625%
HK$44,513
+HK$2,553/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,920/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,925
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,103
−HK$1,196/mo
Today · 4.125%
HK$46,299
baseline
▲ 0.50% · 4.625%
HK$48,739
+HK$2,440/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,598/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,381
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,854
−HK$1,498/mo
Today · 4.125%
HK$50,352
baseline
▲ 0.50% · 4.625%
HK$53,416
+HK$3,064/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,704/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,710
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,124
−HK$1,434/mo
Today · 4.125%
HK$55,558
baseline
▲ 0.50% · 4.625%
HK$58,487
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,116/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,277
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$56,997
−HK$1,747/mo
Today · 4.125%
HK$58,744
baseline
▲ 0.50% · 4.625%
HK$62,318
+HK$3,574/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,488/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,496
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,145
−HK$1,673/mo
Today · 4.125%
HK$64,818
baseline
▲ 0.50% · 4.625%
HK$68,235
+HK$3,417/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,636/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,071
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,282
−HK$2,246/mo
Today · 4.125%
HK$75,528
baseline
▲ 0.50% · 4.625%
HK$80,123
+HK$4,595/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,056/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,066
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,186
−HK$2,151/mo
Today · 4.125%
HK$83,337
baseline
▲ 0.50% · 4.625%
HK$87,730
+HK$4,393/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,674/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,333 · Scale 2, in force from 26 Feb 2026)