LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,484
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,713
−HK$1,247/mo
Today · 4.125%
HK$41,960
baseline
▲ 0.50% · 4.625%
HK$44,514
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,920/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,926
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,104
−HK$1,195/mo
Today · 4.125%
HK$46,299
baseline
▲ 0.50% · 4.625%
HK$48,740
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,598/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,381
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,855
−HK$1,497/mo
Today · 4.125%
HK$50,352
baseline
▲ 0.50% · 4.625%
HK$53,416
+HK$3,064/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,704/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,711
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,125
−HK$1,434/mo
Today · 4.125%
HK$55,559
baseline
▲ 0.50% · 4.625%
HK$58,488
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,118/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,278
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$56,998
−HK$1,747/mo
Today · 4.125%
HK$58,745
baseline
▲ 0.50% · 4.625%
HK$62,319
+HK$3,574/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,490/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,496
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,146
−HK$1,673/mo
Today · 4.125%
HK$64,819
baseline
▲ 0.50% · 4.625%
HK$68,236
+HK$3,417/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,638/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,072
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,283
−HK$2,246/mo
Today · 4.125%
HK$75,529
baseline
▲ 0.50% · 4.625%
HK$80,124
+HK$4,595/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,058/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,067
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,187
−HK$2,151/mo
Today · 4.125%
HK$83,338
baseline
▲ 0.50% · 4.625%
HK$87,731
+HK$4,393/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,676/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,342 · Scale 2, in force from 26 Feb 2026)