LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,485
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,713
−HK$1,248/mo
Today · 4.125%
HK$41,961
baseline
▲ 0.50% · 4.625%
HK$44,514
+HK$2,553/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,922/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,926
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,104
−HK$1,196/mo
Today · 4.125%
HK$46,300
baseline
▲ 0.50% · 4.625%
HK$48,740
+HK$2,440/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,600/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,382
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,856
−HK$1,497/mo
Today · 4.125%
HK$50,353
baseline
▲ 0.50% · 4.625%
HK$53,417
+HK$3,064/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,706/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,712
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,125
−HK$1,434/mo
Today · 4.125%
HK$55,559
baseline
▲ 0.50% · 4.625%
HK$58,488
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,118/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,279
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,998
−HK$1,747/mo
Today · 4.125%
HK$58,745
baseline
▲ 0.50% · 4.625%
HK$62,320
+HK$3,575/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,490/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,497
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,146
−HK$1,673/mo
Today · 4.125%
HK$64,819
baseline
▲ 0.50% · 4.625%
HK$68,236
+HK$3,417/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,638/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,073
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$73,283
−HK$2,246/mo
Today · 4.125%
HK$75,529
baseline
▲ 0.50% · 4.625%
HK$80,125
+HK$4,596/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,058/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,067
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,188
−HK$2,151/mo
Today · 4.125%
HK$83,339
baseline
▲ 0.50% · 4.625%
HK$87,732
+HK$4,393/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,678/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,347 · Scale 2, in force from 26 Feb 2026)