LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,486
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,714
−HK$1,248/mo
Today · 4.125%
HK$41,962
baseline
▲ 0.50% · 4.625%
HK$44,515
+HK$2,553/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,924/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,927
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,106
−HK$1,195/mo
Today · 4.125%
HK$46,301
baseline
▲ 0.50% · 4.625%
HK$48,741
+HK$2,440/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,602/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,383
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,857
−HK$1,497/mo
Today · 4.125%
HK$50,354
baseline
▲ 0.50% · 4.625%
HK$53,418
+HK$3,064/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,708/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,713
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,127
−HK$1,434/mo
Today · 4.125%
HK$55,561
baseline
▲ 0.50% · 4.625%
HK$58,489
+HK$2,928/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,122/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,280
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,999
−HK$1,747/mo
Today · 4.125%
HK$58,746
baseline
▲ 0.50% · 4.625%
HK$62,321
+HK$3,575/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,492/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,498
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,148
−HK$1,673/mo
Today · 4.125%
HK$64,821
baseline
▲ 0.50% · 4.625%
HK$68,238
+HK$3,417/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,642/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,074
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,285
−HK$2,246/mo
Today · 4.125%
HK$75,531
baseline
▲ 0.50% · 4.625%
HK$80,127
+HK$4,596/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,062/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,069
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,190
−HK$2,151/mo
Today · 4.125%
HK$83,341
baseline
▲ 0.50% · 4.625%
HK$87,734
+HK$4,393/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,682/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,363 · Scale 2, in force from 26 Feb 2026)