LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,486
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,715
−HK$1,248/mo
Today · 4.125%
HK$41,963
baseline
▲ 0.50% · 4.625%
HK$44,516
+HK$2,553/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,926/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,928
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,106
−HK$1,195/mo
Today · 4.125%
HK$46,301
baseline
▲ 0.50% · 4.625%
HK$48,742
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,602/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,384
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,858
−HK$1,497/mo
Today · 4.125%
HK$50,355
baseline
▲ 0.50% · 4.625%
HK$53,419
+HK$3,064/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,710/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,714
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,128
−HK$1,434/mo
Today · 4.125%
HK$55,562
baseline
▲ 0.50% · 4.625%
HK$58,491
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,124/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,281
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,000
−HK$1,748/mo
Today · 4.125%
HK$58,748
baseline
▲ 0.50% · 4.625%
HK$62,322
+HK$3,574/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$117,496/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,499
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,149
−HK$1,673/mo
Today · 4.125%
HK$64,822
baseline
▲ 0.50% · 4.625%
HK$68,239
+HK$3,417/mo
Deposit HK$5.19M · loan HK$12.12M · min. income ≈ HK$129,644/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,075
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,286
−HK$2,247/mo
Today · 4.125%
HK$75,533
baseline
▲ 0.50% · 4.625%
HK$80,128
+HK$4,595/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$151,066/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,071
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,191
−HK$2,152/mo
Today · 4.125%
HK$83,343
baseline
▲ 0.50% · 4.625%
HK$87,736
+HK$4,393/mo
Deposit HK$1.73M · loan HK$15.58M · min. income ≈ HK$166,686/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,374 · Scale 2, in force from 26 Feb 2026)