LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,488
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,716
−HK$1,248/mo
Today · 4.125%
HK$41,964
baseline
▲ 0.50% · 4.625%
HK$44,517
+HK$2,553/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,928/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,930
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,108
−HK$1,195/mo
Today · 4.125%
HK$46,303
baseline
▲ 0.50% · 4.625%
HK$48,744
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,606/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,385
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,859
−HK$1,498/mo
Today · 4.125%
HK$50,357
baseline
▲ 0.50% · 4.625%
HK$53,421
+HK$3,064/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,714/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,716
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,129
−HK$1,435/mo
Today · 4.125%
HK$55,564
baseline
▲ 0.50% · 4.625%
HK$58,493
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,128/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,283
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,002
−HK$1,748/mo
Today · 4.125%
HK$58,750
baseline
▲ 0.50% · 4.625%
HK$62,324
+HK$3,574/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$117,500/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,502
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,151
−HK$1,673/mo
Today · 4.125%
HK$64,824
baseline
▲ 0.50% · 4.625%
HK$68,241
+HK$3,417/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$129,648/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,078
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,289
−HK$2,246/mo
Today · 4.125%
HK$75,535
baseline
▲ 0.50% · 4.625%
HK$80,131
+HK$4,596/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,070/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,073
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,194
−HK$2,152/mo
Today · 4.125%
HK$83,346
baseline
▲ 0.50% · 4.625%
HK$87,739
+HK$4,393/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,692/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,396 · Scale 2, in force from 26 Feb 2026)