LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,489
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,717
−HK$1,248/mo
Today · 4.125%
HK$41,965
baseline
▲ 0.50% · 4.625%
HK$44,519
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,930/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,931
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,109
−HK$1,196/mo
Today · 4.125%
HK$46,305
baseline
▲ 0.50% · 4.625%
HK$48,745
+HK$2,440/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,610/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,387
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,861
−HK$1,497/mo
Today · 4.125%
HK$50,358
baseline
▲ 0.50% · 4.625%
HK$53,423
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,716/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,717
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,131
−HK$1,435/mo
Today · 4.125%
HK$55,566
baseline
▲ 0.50% · 4.625%
HK$58,495
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,132/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,285
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,004
−HK$1,748/mo
Today · 4.125%
HK$58,752
baseline
▲ 0.50% · 4.625%
HK$62,326
+HK$3,574/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$117,504/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,504
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,153
−HK$1,674/mo
Today · 4.125%
HK$64,827
baseline
▲ 0.50% · 4.625%
HK$68,244
+HK$3,417/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$129,654/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$649,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,080
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,291
−HK$2,247/mo
Today · 4.125%
HK$75,538
baseline
▲ 0.50% · 4.625%
HK$80,134
+HK$4,596/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,076/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,076
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,197
−HK$2,151/mo
Today · 4.125%
HK$83,348
baseline
▲ 0.50% · 4.625%
HK$87,742
+HK$4,394/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,696/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,419 · Scale 2, in force from 26 Feb 2026)