LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,491
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,720
−HK$1,248/mo
Today · 4.125%
HK$41,968
baseline
▲ 0.50% · 4.625%
HK$44,521
+HK$2,553/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,936/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,934
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,112
−HK$1,195/mo
Today · 4.125%
HK$46,307
baseline
▲ 0.50% · 4.625%
HK$48,748
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,614/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,389
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,863
−HK$1,498/mo
Today · 4.125%
HK$50,361
baseline
▲ 0.50% · 4.625%
HK$53,426
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,722/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,720
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,134
−HK$1,435/mo
Today · 4.125%
HK$55,569
baseline
▲ 0.50% · 4.625%
HK$58,498
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,138/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,288
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,007
−HK$1,748/mo
Today · 4.125%
HK$58,755
baseline
▲ 0.50% · 4.625%
HK$62,330
+HK$3,575/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$117,510/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,507
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,157
−HK$1,673/mo
Today · 4.125%
HK$64,830
baseline
▲ 0.50% · 4.625%
HK$68,247
+HK$3,417/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$129,660/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,084
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,295
−HK$2,247/mo
Today · 4.125%
HK$75,542
baseline
▲ 0.50% · 4.625%
HK$80,138
+HK$4,596/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,084/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,080
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,201
−HK$2,152/mo
Today · 4.125%
HK$83,353
baseline
▲ 0.50% · 4.625%
HK$87,746
+HK$4,393/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,706/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,453 · Scale 2, in force from 26 Feb 2026)