LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,492
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,720
−HK$1,248/mo
Today · 4.125%
HK$41,968
baseline
▲ 0.50% · 4.625%
HK$44,522
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,936/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,934
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,113
−HK$1,195/mo
Today · 4.125%
HK$46,308
baseline
▲ 0.50% · 4.625%
HK$48,749
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,616/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,390
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,864
−HK$1,498/mo
Today · 4.125%
HK$50,362
baseline
▲ 0.50% · 4.625%
HK$53,426
+HK$3,064/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,724/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,721
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,135
−HK$1,435/mo
Today · 4.125%
HK$55,570
baseline
▲ 0.50% · 4.625%
HK$58,499
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,140/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,289
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,008
−HK$1,748/mo
Today · 4.125%
HK$58,756
baseline
▲ 0.50% · 4.625%
HK$62,331
+HK$3,575/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$117,512/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,508
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,158
−HK$1,673/mo
Today · 4.125%
HK$64,831
baseline
▲ 0.50% · 4.625%
HK$68,248
+HK$3,417/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$129,662/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,085
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,296
−HK$2,247/mo
Today · 4.125%
HK$75,543
baseline
▲ 0.50% · 4.625%
HK$80,140
+HK$4,597/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,086/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,082
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,203
−HK$2,151/mo
Today · 4.125%
HK$83,354
baseline
▲ 0.50% · 4.625%
HK$87,748
+HK$4,394/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,708/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,464 · Scale 2, in force from 26 Feb 2026)