LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,493
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,721
−HK$1,248/mo
Today · 4.125%
HK$41,969
baseline
▲ 0.50% · 4.625%
HK$44,523
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,938/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,935
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,114
−HK$1,195/mo
Today · 4.125%
HK$46,309
baseline
▲ 0.50% · 4.625%
HK$48,750
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,618/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,391
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,865
−HK$1,498/mo
Today · 4.125%
HK$50,363
baseline
▲ 0.50% · 4.625%
HK$53,428
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,726/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,722
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,136
−HK$1,435/mo
Today · 4.125%
HK$55,571
baseline
▲ 0.50% · 4.625%
HK$58,500
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,142/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,290
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,010
−HK$1,747/mo
Today · 4.125%
HK$58,757
baseline
▲ 0.50% · 4.625%
HK$62,332
+HK$3,575/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$117,514/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,509
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,159
−HK$1,674/mo
Today · 4.125%
HK$64,833
baseline
▲ 0.50% · 4.625%
HK$68,250
+HK$3,417/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$129,666/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,087
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,298
−HK$2,247/mo
Today · 4.125%
HK$75,545
baseline
▲ 0.50% · 4.625%
HK$80,141
+HK$4,596/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,090/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,083
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,204
−HK$2,152/mo
Today · 4.125%
HK$83,356
baseline
▲ 0.50% · 4.625%
HK$87,750
+HK$4,394/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,712/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,479 · Scale 2, in force from 26 Feb 2026)