LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,495
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,724
−HK$1,248/mo
Today · 4.125%
HK$41,972
baseline
▲ 0.50% · 4.625%
HK$44,526
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,944/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,938
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,116
−HK$1,196/mo
Today · 4.125%
HK$46,312
baseline
▲ 0.50% · 4.625%
HK$48,753
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,624/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,394
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,868
−HK$1,498/mo
Today · 4.125%
HK$50,366
baseline
▲ 0.50% · 4.625%
HK$53,431
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,732/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,725
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,140
−HK$1,434/mo
Today · 4.125%
HK$55,574
baseline
▲ 0.50% · 4.625%
HK$58,503
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,148/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,293
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,013
−HK$1,748/mo
Today · 4.125%
HK$58,761
baseline
▲ 0.50% · 4.625%
HK$62,336
+HK$3,575/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$117,522/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,513
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,163
−HK$1,673/mo
Today · 4.125%
HK$64,836
baseline
▲ 0.50% · 4.625%
HK$68,254
+HK$3,418/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$129,672/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,091
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,303
−HK$2,246/mo
Today · 4.125%
HK$75,549
baseline
▲ 0.50% · 4.625%
HK$80,146
+HK$4,597/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,098/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,088
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,209
−HK$2,152/mo
Today · 4.125%
HK$83,361
baseline
▲ 0.50% · 4.625%
HK$87,755
+HK$4,394/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,722/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,518 · Scale 2, in force from 26 Feb 2026)