LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,496
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,725
−HK$1,248/mo
Today · 4.125%
HK$41,973
baseline
▲ 0.50% · 4.625%
HK$44,527
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,946/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,939
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,118
−HK$1,195/mo
Today · 4.125%
HK$46,313
baseline
▲ 0.50% · 4.625%
HK$48,754
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,626/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,395
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,870
−HK$1,498/mo
Today · 4.125%
HK$50,368
baseline
▲ 0.50% · 4.625%
HK$53,432
+HK$3,064/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,736/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,727
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,141
−HK$1,435/mo
Today · 4.125%
HK$55,576
baseline
▲ 0.50% · 4.625%
HK$58,505
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,152/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,295
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,015
−HK$1,747/mo
Today · 4.125%
HK$58,762
baseline
▲ 0.50% · 4.625%
HK$62,338
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$117,524/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,515
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,165
−HK$1,673/mo
Today · 4.125%
HK$64,838
baseline
▲ 0.50% · 4.625%
HK$68,256
+HK$3,418/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$129,676/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,093
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,305
−HK$2,246/mo
Today · 4.125%
HK$75,551
baseline
▲ 0.50% · 4.625%
HK$80,149
+HK$4,598/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,102/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,090
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,212
−HK$2,152/mo
Today · 4.125%
HK$83,364
baseline
▲ 0.50% · 4.625%
HK$87,758
+HK$4,394/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,728/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,537 · Scale 2, in force from 26 Feb 2026)