LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,497
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,726
−HK$1,248/mo
Today · 4.125%
HK$41,974
baseline
▲ 0.50% · 4.625%
HK$44,528
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,948/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,940
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,118
−HK$1,196/mo
Today · 4.125%
HK$46,314
baseline
▲ 0.50% · 4.625%
HK$48,755
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,628/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,396
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,871
−HK$1,497/mo
Today · 4.125%
HK$50,368
baseline
▲ 0.50% · 4.625%
HK$53,433
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,736/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,728
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,142
−HK$1,435/mo
Today · 4.125%
HK$55,577
baseline
▲ 0.50% · 4.625%
HK$58,506
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,154/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,296
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,016
−HK$1,747/mo
Today · 4.125%
HK$58,763
baseline
▲ 0.50% · 4.625%
HK$62,339
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$117,526/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,516
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,166
−HK$1,673/mo
Today · 4.125%
HK$64,839
baseline
▲ 0.50% · 4.625%
HK$68,257
+HK$3,418/mo
Deposit HK$5.20M · loan HK$12.12M · min. income ≈ HK$129,678/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,094
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,306
−HK$2,247/mo
Today · 4.125%
HK$75,553
baseline
▲ 0.50% · 4.625%
HK$80,150
+HK$4,597/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,106/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,092
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,213
−HK$2,152/mo
Today · 4.125%
HK$83,365
baseline
▲ 0.50% · 4.625%
HK$87,759
+HK$4,394/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,730/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,548 · Scale 2, in force from 26 Feb 2026)