LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,498
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,726
−HK$1,248/mo
Today · 4.125%
HK$41,974
baseline
▲ 0.50% · 4.625%
HK$44,528
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,948/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,941
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,119
−HK$1,196/mo
Today · 4.125%
HK$46,315
baseline
▲ 0.50% · 4.625%
HK$48,756
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,630/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,397
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,871
−HK$1,498/mo
Today · 4.125%
HK$50,369
baseline
▲ 0.50% · 4.625%
HK$53,434
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,738/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,729
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,143
−HK$1,435/mo
Today · 4.125%
HK$55,578
baseline
▲ 0.50% · 4.625%
HK$58,507
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,156/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,297
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,017
−HK$1,747/mo
Today · 4.125%
HK$58,764
baseline
▲ 0.50% · 4.625%
HK$62,340
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,528/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,517
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,167
−HK$1,673/mo
Today · 4.125%
HK$64,840
baseline
▲ 0.50% · 4.625%
HK$68,258
+HK$3,418/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,680/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,096
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,307
−HK$2,247/mo
Today · 4.125%
HK$75,554
baseline
▲ 0.50% · 4.625%
HK$80,151
+HK$4,597/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,108/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,093
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,214
−HK$2,152/mo
Today · 4.125%
HK$83,366
baseline
▲ 0.50% · 4.625%
HK$87,761
+HK$4,395/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,732/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,559 · Scale 2, in force from 26 Feb 2026)