LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,498
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,727
−HK$1,248/mo
Today · 4.125%
HK$41,975
baseline
▲ 0.50% · 4.625%
HK$44,529
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,950/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,942
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,120
−HK$1,196/mo
Today · 4.125%
HK$46,316
baseline
▲ 0.50% · 4.625%
HK$48,757
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,632/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,398
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,872
−HK$1,498/mo
Today · 4.125%
HK$50,370
baseline
▲ 0.50% · 4.625%
HK$53,435
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,740/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,730
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,144
−HK$1,435/mo
Today · 4.125%
HK$55,579
baseline
▲ 0.50% · 4.625%
HK$58,508
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,158/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,298
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,018
−HK$1,747/mo
Today · 4.125%
HK$58,765
baseline
▲ 0.50% · 4.625%
HK$62,341
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,530/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,518
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,168
−HK$1,674/mo
Today · 4.125%
HK$64,842
baseline
▲ 0.50% · 4.625%
HK$68,260
+HK$3,418/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,684/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,097
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,309
−HK$2,246/mo
Today · 4.125%
HK$75,555
baseline
▲ 0.50% · 4.625%
HK$80,153
+HK$4,598/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,110/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,095
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,216
−HK$2,152/mo
Today · 4.125%
HK$83,368
baseline
▲ 0.50% · 4.625%
HK$87,762
+HK$4,394/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,736/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,572 · Scale 2, in force from 26 Feb 2026)