LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,499
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,727
−HK$1,249/mo
Today · 4.125%
HK$41,976
baseline
▲ 0.50% · 4.625%
HK$44,530
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,952/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,942
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,120
−HK$1,196/mo
Today · 4.125%
HK$46,316
baseline
▲ 0.50% · 4.625%
HK$48,757
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,632/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,398
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,873
−HK$1,498/mo
Today · 4.125%
HK$50,371
baseline
▲ 0.50% · 4.625%
HK$53,436
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,742/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,730
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,145
−HK$1,434/mo
Today · 4.125%
HK$55,579
baseline
▲ 0.50% · 4.625%
HK$58,509
+HK$2,930/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,158/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,298
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,018
−HK$1,748/mo
Today · 4.125%
HK$58,766
baseline
▲ 0.50% · 4.625%
HK$62,342
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,532/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,519
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,169
−HK$1,673/mo
Today · 4.125%
HK$64,842
baseline
▲ 0.50% · 4.625%
HK$68,260
+HK$3,418/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,684/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,098
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,309
−HK$2,247/mo
Today · 4.125%
HK$75,556
baseline
▲ 0.50% · 4.625%
HK$80,154
+HK$4,598/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,112/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,096
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,217
−HK$2,152/mo
Today · 4.125%
HK$83,369
baseline
▲ 0.50% · 4.625%
HK$87,763
+HK$4,394/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,738/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,578 · Scale 2, in force from 26 Feb 2026)