LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,502
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,731
−HK$1,248/mo
Today · 4.125%
HK$41,979
baseline
▲ 0.50% · 4.625%
HK$44,533
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,958/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,945
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,124
−HK$1,196/mo
Today · 4.125%
HK$46,320
baseline
▲ 0.50% · 4.625%
HK$48,761
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,640/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,402
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,877
−HK$1,498/mo
Today · 4.125%
HK$50,375
baseline
▲ 0.50% · 4.625%
HK$53,440
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,750/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,734
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,149
−HK$1,434/mo
Today · 4.125%
HK$55,583
baseline
▲ 0.50% · 4.625%
HK$58,513
+HK$2,930/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,166/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,303
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,023
−HK$1,747/mo
Today · 4.125%
HK$58,770
baseline
▲ 0.50% · 4.625%
HK$62,347
+HK$3,577/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,540/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,523
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,174
−HK$1,673/mo
Today · 4.125%
HK$64,847
baseline
▲ 0.50% · 4.625%
HK$68,266
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,694/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,103
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,315
−HK$2,247/mo
Today · 4.125%
HK$75,562
baseline
▲ 0.50% · 4.625%
HK$80,160
+HK$4,598/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,124/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,102
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,223
−HK$2,152/mo
Today · 4.125%
HK$83,375
baseline
▲ 0.50% · 4.625%
HK$87,770
+HK$4,395/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,750/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,628 · Scale 2, in force from 26 Feb 2026)