LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,502
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,731
−HK$1,249/mo
Today · 4.125%
HK$41,980
baseline
▲ 0.50% · 4.625%
HK$44,534
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,960/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,946
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,125
−HK$1,195/mo
Today · 4.125%
HK$46,320
baseline
▲ 0.50% · 4.625%
HK$48,762
+HK$2,442/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,640/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,403
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,877
−HK$1,498/mo
Today · 4.125%
HK$50,375
baseline
▲ 0.50% · 4.625%
HK$53,441
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,750/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,735
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,150
−HK$1,434/mo
Today · 4.125%
HK$55,584
baseline
▲ 0.50% · 4.625%
HK$58,514
+HK$2,930/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,168/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,303
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,024
−HK$1,747/mo
Today · 4.125%
HK$58,771
baseline
▲ 0.50% · 4.625%
HK$62,347
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,542/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,524
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,174
−HK$1,674/mo
Today · 4.125%
HK$64,848
baseline
▲ 0.50% · 4.625%
HK$68,267
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,696/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,104
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,316
−HK$2,247/mo
Today · 4.125%
HK$75,563
baseline
▲ 0.50% · 4.625%
HK$80,161
+HK$4,598/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,126/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,103
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,224
−HK$2,152/mo
Today · 4.125%
HK$83,376
baseline
▲ 0.50% · 4.625%
HK$87,771
+HK$4,395/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,752/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,637 · Scale 2, in force from 26 Feb 2026)