LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,503
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,731
−HK$1,249/mo
Today · 4.125%
HK$41,980
baseline
▲ 0.50% · 4.625%
HK$44,534
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,960/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,946
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,125
−HK$1,195/mo
Today · 4.125%
HK$46,320
baseline
▲ 0.50% · 4.625%
HK$48,762
+HK$2,442/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,640/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,403
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,878
−HK$1,498/mo
Today · 4.125%
HK$50,376
baseline
▲ 0.50% · 4.625%
HK$53,441
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,752/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,735
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,150
−HK$1,435/mo
Today · 4.125%
HK$55,585
baseline
▲ 0.50% · 4.625%
HK$58,514
+HK$2,929/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,170/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,304
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,024
−HK$1,748/mo
Today · 4.125%
HK$58,772
baseline
▲ 0.50% · 4.625%
HK$62,348
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,544/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,525
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,175
−HK$1,674/mo
Today · 4.125%
HK$64,849
baseline
▲ 0.50% · 4.625%
HK$68,267
+HK$3,418/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,698/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,105
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,316
−HK$2,247/mo
Today · 4.125%
HK$75,563
baseline
▲ 0.50% · 4.625%
HK$80,161
+HK$4,598/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,126/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,103
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,225
−HK$2,152/mo
Today · 4.125%
HK$83,377
baseline
▲ 0.50% · 4.625%
HK$87,772
+HK$4,395/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,754/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,640 · Scale 2, in force from 26 Feb 2026)