LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,504
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,732
−HK$1,249/mo
Today · 4.125%
HK$41,981
baseline
▲ 0.50% · 4.625%
HK$44,535
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,962/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,947
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,126
−HK$1,196/mo
Today · 4.125%
HK$46,322
baseline
▲ 0.50% · 4.625%
HK$48,763
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,644/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,404
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,879
−HK$1,498/mo
Today · 4.125%
HK$50,377
baseline
▲ 0.50% · 4.625%
HK$53,442
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,754/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,737
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,151
−HK$1,435/mo
Today · 4.125%
HK$55,586
baseline
▲ 0.50% · 4.625%
HK$58,516
+HK$2,930/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,172/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,305
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,025
−HK$1,748/mo
Today · 4.125%
HK$58,773
baseline
▲ 0.50% · 4.625%
HK$62,349
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,546/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,526
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,176
−HK$1,674/mo
Today · 4.125%
HK$64,850
baseline
▲ 0.50% · 4.625%
HK$68,269
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,700/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,106
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,318
−HK$2,247/mo
Today · 4.125%
HK$75,565
baseline
▲ 0.50% · 4.625%
HK$80,163
+HK$4,598/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,130/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,105
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,227
−HK$2,152/mo
Today · 4.125%
HK$83,379
baseline
▲ 0.50% · 4.625%
HK$87,774
+HK$4,395/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,758/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,658 · Scale 2, in force from 26 Feb 2026)