LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,504
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,733
−HK$1,249/mo
Today · 4.125%
HK$41,982
baseline
▲ 0.50% · 4.625%
HK$44,536
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,964/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,948
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,127
−HK$1,196/mo
Today · 4.125%
HK$46,323
baseline
▲ 0.50% · 4.625%
HK$48,764
+HK$2,441/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,646/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,405
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,880
−HK$1,498/mo
Today · 4.125%
HK$50,378
baseline
▲ 0.50% · 4.625%
HK$53,443
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,756/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,738
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,152
−HK$1,435/mo
Today · 4.125%
HK$55,587
baseline
▲ 0.50% · 4.625%
HK$58,517
+HK$2,930/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,174/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,306
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,026
−HK$1,748/mo
Today · 4.125%
HK$58,774
baseline
▲ 0.50% · 4.625%
HK$62,350
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,548/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,527
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,178
−HK$1,674/mo
Today · 4.125%
HK$64,852
baseline
▲ 0.50% · 4.625%
HK$68,270
+HK$3,418/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,704/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,108
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,320
−HK$2,247/mo
Today · 4.125%
HK$75,567
baseline
▲ 0.50% · 4.625%
HK$80,165
+HK$4,598/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,134/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,107
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,228
−HK$2,153/mo
Today · 4.125%
HK$83,381
baseline
▲ 0.50% · 4.625%
HK$87,776
+HK$4,395/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,762/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,670 · Scale 2, in force from 26 Feb 2026)