LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,505
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,734
−HK$1,248/mo
Today · 4.125%
HK$41,982
baseline
▲ 0.50% · 4.625%
HK$44,537
+HK$2,555/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,964/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,949
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,127
−HK$1,196/mo
Today · 4.125%
HK$46,323
baseline
▲ 0.50% · 4.625%
HK$48,765
+HK$2,442/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,646/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,406
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,880
−HK$1,498/mo
Today · 4.125%
HK$50,378
baseline
▲ 0.50% · 4.625%
HK$53,444
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$100,756/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,738
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,153
−HK$1,435/mo
Today · 4.125%
HK$55,588
baseline
▲ 0.50% · 4.625%
HK$58,518
+HK$2,930/mo
Deposit HK$6.93M · loan HK$10.39M · min. income ≈ HK$111,176/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,307
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,027
−HK$1,748/mo
Today · 4.125%
HK$58,775
baseline
▲ 0.50% · 4.625%
HK$62,351
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,550/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,528
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,178
−HK$1,674/mo
Today · 4.125%
HK$64,852
baseline
▲ 0.50% · 4.625%
HK$68,271
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,704/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,108
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,320
−HK$2,248/mo
Today · 4.125%
HK$75,568
baseline
▲ 0.50% · 4.625%
HK$80,166
+HK$4,598/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,136/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,107
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,229
−HK$2,152/mo
Today · 4.125%
HK$83,381
baseline
▲ 0.50% · 4.625%
HK$87,777
+HK$4,396/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,762/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,676 · Scale 2, in force from 26 Feb 2026)