LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,506
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,735
−HK$1,249/mo
Today · 4.125%
HK$41,984
baseline
▲ 0.50% · 4.625%
HK$44,538
+HK$2,554/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,968/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,950
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,129
−HK$1,196/mo
Today · 4.125%
HK$46,325
baseline
▲ 0.50% · 4.625%
HK$48,767
+HK$2,442/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,650/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,407
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,882
−HK$1,498/mo
Today · 4.125%
HK$50,380
baseline
▲ 0.50% · 4.625%
HK$53,446
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,760/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,740
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,155
−HK$1,435/mo
Today · 4.125%
HK$55,590
baseline
▲ 0.50% · 4.625%
HK$58,520
+HK$2,930/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,180/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,309
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,029
−HK$1,748/mo
Today · 4.125%
HK$58,777
baseline
▲ 0.50% · 4.625%
HK$62,353
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,554/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,530
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,180
−HK$1,675/mo
Today · 4.125%
HK$64,855
baseline
▲ 0.50% · 4.625%
HK$68,273
+HK$3,418/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,710/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,111
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,323
−HK$2,247/mo
Today · 4.125%
HK$75,570
baseline
▲ 0.50% · 4.625%
HK$80,169
+HK$4,599/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,140/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,110
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,232
−HK$2,152/mo
Today · 4.125%
HK$83,384
baseline
▲ 0.50% · 4.625%
HK$87,780
+HK$4,396/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,768/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,699 · Scale 2, in force from 26 Feb 2026)