LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,507
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,736
−HK$1,249/mo
Today · 4.125%
HK$41,985
baseline
▲ 0.50% · 4.625%
HK$44,540
+HK$2,555/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,970/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,952
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,130
−HK$1,196/mo
Today · 4.125%
HK$46,326
baseline
▲ 0.50% · 4.625%
HK$48,768
+HK$2,442/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,652/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,409
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,884
−HK$1,498/mo
Today · 4.125%
HK$50,382
baseline
▲ 0.50% · 4.625%
HK$53,447
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,764/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,742
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,156
−HK$1,435/mo
Today · 4.125%
HK$55,591
baseline
▲ 0.50% · 4.625%
HK$58,522
+HK$2,931/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,182/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,310
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,031
−HK$1,748/mo
Today · 4.125%
HK$58,779
baseline
▲ 0.50% · 4.625%
HK$62,355
+HK$3,576/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,558/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,532
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,182
−HK$1,675/mo
Today · 4.125%
HK$64,857
baseline
▲ 0.50% · 4.625%
HK$68,275
+HK$3,418/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,714/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,113
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,325
−HK$2,248/mo
Today · 4.125%
HK$75,573
baseline
▲ 0.50% · 4.625%
HK$80,171
+HK$4,598/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,146/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,113
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,235
−HK$2,152/mo
Today · 4.125%
HK$83,387
baseline
▲ 0.50% · 4.625%
HK$87,783
+HK$4,396/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,774/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,720 · Scale 2, in force from 26 Feb 2026)