LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,510
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,739
−HK$1,249/mo
Today · 4.125%
HK$41,988
baseline
▲ 0.50% · 4.625%
HK$44,543
+HK$2,555/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,976/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,955
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,134
−HK$1,196/mo
Today · 4.125%
HK$46,330
baseline
▲ 0.50% · 4.625%
HK$48,772
+HK$2,442/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,660/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,412
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,887
−HK$1,499/mo
Today · 4.125%
HK$50,386
baseline
▲ 0.50% · 4.625%
HK$53,451
+HK$3,065/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,772/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,746
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,160
−HK$1,435/mo
Today · 4.125%
HK$55,595
baseline
▲ 0.50% · 4.625%
HK$58,526
+HK$2,931/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,190/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,314
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,035
−HK$1,748/mo
Today · 4.125%
HK$58,783
baseline
▲ 0.50% · 4.625%
HK$62,360
+HK$3,577/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,566/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,537
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,187
−HK$1,674/mo
Today · 4.125%
HK$64,861
baseline
▲ 0.50% · 4.625%
HK$68,280
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,722/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,119
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,331
−HK$2,247/mo
Today · 4.125%
HK$75,578
baseline
▲ 0.50% · 4.625%
HK$80,177
+HK$4,599/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,156/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,119
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,241
−HK$2,152/mo
Today · 4.125%
HK$83,393
baseline
▲ 0.50% · 4.625%
HK$87,789
+HK$4,396/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,786/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,768 · Scale 2, in force from 26 Feb 2026)