LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,511
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,740
−HK$1,248/mo
Today · 4.125%
HK$41,988
baseline
▲ 0.50% · 4.625%
HK$44,543
+HK$2,555/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,976/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,955
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,134
−HK$1,196/mo
Today · 4.125%
HK$46,330
baseline
▲ 0.50% · 4.625%
HK$48,772
+HK$2,442/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,660/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,413
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,888
−HK$1,498/mo
Today · 4.125%
HK$50,386
baseline
▲ 0.50% · 4.625%
HK$53,452
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,772/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,746
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,161
−HK$1,435/mo
Today · 4.125%
HK$55,596
baseline
▲ 0.50% · 4.625%
HK$58,527
+HK$2,931/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,192/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,315
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,036
−HK$1,748/mo
Today · 4.125%
HK$58,784
baseline
▲ 0.50% · 4.625%
HK$62,361
+HK$3,577/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,568/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,537
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,188
−HK$1,674/mo
Today · 4.125%
HK$64,862
baseline
▲ 0.50% · 4.625%
HK$68,281
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,724/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,119
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,332
−HK$2,247/mo
Today · 4.125%
HK$75,579
baseline
▲ 0.50% · 4.625%
HK$80,178
+HK$4,599/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,158/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,120
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,241
−HK$2,153/mo
Today · 4.125%
HK$83,394
baseline
▲ 0.50% · 4.625%
HK$87,790
+HK$4,396/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,788/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,775 · Scale 2, in force from 26 Feb 2026)