LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,512
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,741
−HK$1,248/mo
Today · 4.125%
HK$41,989
baseline
▲ 0.50% · 4.625%
HK$44,544
+HK$2,555/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,978/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,956
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,135
−HK$1,196/mo
Today · 4.125%
HK$46,331
baseline
▲ 0.50% · 4.625%
HK$48,773
+HK$2,442/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,662/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,414
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,889
−HK$1,498/mo
Today · 4.125%
HK$50,387
baseline
▲ 0.50% · 4.625%
HK$53,453
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,774/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,747
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,162
−HK$1,435/mo
Today · 4.125%
HK$55,597
baseline
▲ 0.50% · 4.625%
HK$58,528
+HK$2,931/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,194/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,316
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,037
−HK$1,748/mo
Today · 4.125%
HK$58,785
baseline
▲ 0.50% · 4.625%
HK$62,362
+HK$3,577/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,570/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,539
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,189
−HK$1,674/mo
Today · 4.125%
HK$64,863
baseline
▲ 0.50% · 4.625%
HK$68,282
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,726/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,121
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,333
−HK$2,248/mo
Today · 4.125%
HK$75,581
baseline
▲ 0.50% · 4.625%
HK$80,180
+HK$4,599/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$151,162/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,121
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,243
−HK$2,153/mo
Today · 4.125%
HK$83,396
baseline
▲ 0.50% · 4.625%
HK$87,792
+HK$4,396/mo
Deposit HK$1.73M · loan HK$15.59M · min. income ≈ HK$166,792/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,788 · Scale 2, in force from 26 Feb 2026)