LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,513
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,742
−HK$1,249/mo
Today · 4.125%
HK$41,991
baseline
▲ 0.50% · 4.625%
HK$44,546
+HK$2,555/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,982/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,958
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,137
−HK$1,196/mo
Today · 4.125%
HK$46,333
baseline
▲ 0.50% · 4.625%
HK$48,775
+HK$2,442/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,666/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,416
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,891
−HK$1,498/mo
Today · 4.125%
HK$50,389
baseline
▲ 0.50% · 4.625%
HK$53,455
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,778/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,750
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,164
−HK$1,435/mo
Today · 4.125%
HK$55,599
baseline
▲ 0.50% · 4.625%
HK$58,530
+HK$2,931/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,198/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,318
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,039
−HK$1,748/mo
Today · 4.125%
HK$58,787
baseline
▲ 0.50% · 4.625%
HK$62,364
+HK$3,577/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,574/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,541
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,192
−HK$1,674/mo
Today · 4.125%
HK$64,866
baseline
▲ 0.50% · 4.625%
HK$68,285
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,732/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,124
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,336
−HK$2,248/mo
Today · 4.125%
HK$75,584
baseline
▲ 0.50% · 4.625%
HK$80,183
+HK$4,599/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,168/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,124
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,246
−HK$2,153/mo
Today · 4.125%
HK$83,399
baseline
▲ 0.50% · 4.625%
HK$87,795
+HK$4,396/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,798/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,814 · Scale 2, in force from 26 Feb 2026)