LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,514
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,744
−HK$1,248/mo
Today · 4.125%
HK$41,992
baseline
▲ 0.50% · 4.625%
HK$44,547
+HK$2,555/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,984/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,959
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,138
−HK$1,196/mo
Today · 4.125%
HK$46,334
baseline
▲ 0.50% · 4.625%
HK$48,777
+HK$2,443/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,668/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,417
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,892
−HK$1,499/mo
Today · 4.125%
HK$50,391
baseline
▲ 0.50% · 4.625%
HK$53,457
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,782/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,751
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,166
−HK$1,435/mo
Today · 4.125%
HK$55,601
baseline
▲ 0.50% · 4.625%
HK$58,532
+HK$2,931/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,202/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,320
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,041
−HK$1,748/mo
Today · 4.125%
HK$58,789
baseline
▲ 0.50% · 4.625%
HK$62,366
+HK$3,577/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,578/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,543
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,194
−HK$1,674/mo
Today · 4.125%
HK$64,868
baseline
▲ 0.50% · 4.625%
HK$68,287
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,736/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,126
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,338
−HK$2,248/mo
Today · 4.125%
HK$75,586
baseline
▲ 0.50% · 4.625%
HK$80,185
+HK$4,599/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,172/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,127
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,249
−HK$2,153/mo
Today · 4.125%
HK$83,402
baseline
▲ 0.50% · 4.625%
HK$87,798
+HK$4,396/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,804/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,836 · Scale 2, in force from 26 Feb 2026)