LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,515
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,745
−HK$1,248/mo
Today · 4.125%
HK$41,993
baseline
▲ 0.50% · 4.625%
HK$44,549
+HK$2,556/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$83,986/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,960
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,139
−HK$1,196/mo
Today · 4.125%
HK$46,335
baseline
▲ 0.50% · 4.625%
HK$48,778
+HK$2,443/mo
Deposit HK$8.66M · loan HK$8.66M · min. income ≈ HK$92,670/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$649,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,418
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,893
−HK$1,499/mo
Today · 4.125%
HK$50,392
baseline
▲ 0.50% · 4.625%
HK$53,458
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,784/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,753
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,167
−HK$1,436/mo
Today · 4.125%
HK$55,603
baseline
▲ 0.50% · 4.625%
HK$58,533
+HK$2,930/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,206/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,322
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,042
−HK$1,749/mo
Today · 4.125%
HK$58,791
baseline
▲ 0.50% · 4.625%
HK$62,368
+HK$3,577/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,582/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,545
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,195
−HK$1,675/mo
Today · 4.125%
HK$64,870
baseline
▲ 0.50% · 4.625%
HK$68,289
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,740/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,128
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,340
−HK$2,248/mo
Today · 4.125%
HK$75,588
baseline
▲ 0.50% · 4.625%
HK$80,187
+HK$4,599/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,176/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,129
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,251
−HK$2,153/mo
Today · 4.125%
HK$83,404
baseline
▲ 0.50% · 4.625%
HK$87,800
+HK$4,396/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,808/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,851 · Scale 2, in force from 26 Feb 2026)