LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,518
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,748
−HK$1,249/mo
Today · 4.125%
HK$41,997
baseline
▲ 0.50% · 4.625%
HK$44,552
+HK$2,555/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$83,994/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$649,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,964
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,143
−HK$1,196/mo
Today · 4.125%
HK$46,339
baseline
▲ 0.50% · 4.625%
HK$48,782
+HK$2,443/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,678/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$649,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,422
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,897
−HK$1,499/mo
Today · 4.125%
HK$50,396
baseline
▲ 0.50% · 4.625%
HK$53,462
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,792/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,757
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,172
−HK$1,435/mo
Today · 4.125%
HK$55,607
baseline
▲ 0.50% · 4.625%
HK$58,538
+HK$2,931/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,214/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,326
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,047
−HK$1,748/mo
Today · 4.125%
HK$58,795
baseline
▲ 0.50% · 4.625%
HK$62,373
+HK$3,578/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,590/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,549
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,200
−HK$1,675/mo
Today · 4.125%
HK$64,875
baseline
▲ 0.50% · 4.625%
HK$68,294
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,750/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,133
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,346
−HK$2,248/mo
Today · 4.125%
HK$75,594
baseline
▲ 0.50% · 4.625%
HK$80,194
+HK$4,600/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,188/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,135
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,257
−HK$2,153/mo
Today · 4.125%
HK$83,410
baseline
▲ 0.50% · 4.625%
HK$87,807
+HK$4,397/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,820/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,901 · Scale 2, in force from 26 Feb 2026)